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Click below to get the insurance you need for your: InsureMyEquipment.com InsureMyRentals.com InsureMyLiabilityOnline.com InsureMyDiceProduction.com

InsureMyEquipment.com covers you for the following owned or leased production equipment

  • Cameras & camera equipment
  • Sound equipment
  • Lighting equipment
  • Grip equipment
  • Communications equipment
  • Portable electric equipment
  • Editing equipment
  • Projection equipment
  • Office personal property & similar personal property
  • Generator
  • Mechanical effects equipment
  • Props, sets, and wardrobes and all similar personal property

Going out of the country for your project? No problem. InsureMyEquipment.com is a worldwide policy - no territory limitations

InsureMyEquipment.com covers loss or damage to your equipment resulting from the following

  • Theft
  • Fire
  • Earthquake
  • Flood
  • Acts of terrorism
  • Smoke
  • Water damage
  • Falling objects
  • Equipment in transit
  • Lightning
  • Explosion
  • Windstorm
  • Hail
  • Accidental damages (i.e. scratches or dropping equipment)
  • Policy is an All-Risk Peril Policy subject to the exclusions on the policy

Please note: This is a brief summary of coverage. Refer to the actual policy to familiarize yourself with the terms, conditions, limitations, and exclusions.

Got questions? Contact us.


Internet Business Division,
Heffernan Insurance Brokers


License #0564249

InsureMyEquipment.com coverage details

  • TOTAL OWNED / LEASED EQUIPMENT COVERAGE (required)
    • Covers your owned / leased equipment
    • Scheduled Basis - for items over $5,000 each
    • Unscheduled Basis - for items $5,000 or less each
    • $1,000,000 - Maximum Total Owned / Leased Equipment Coverage Available
  • RENTAL REIMBURSEMENT COVERAGE (optional)
    • If your Owned/Leased Equipment is damaged and you need to rent equipment immediately, this coverage reimburses you for the cost to rent equipment until your damaged equipment is fixed and/or replaced
    • $30,000 Maximum Total Policy Limit
  • RENTED EQUIPMENT COVERAGE (optional)
    • This covers you if you rent equipment from others (such as if you rent production equipment from a rental house). You can purchase this on a short-term or annual basis.
    • $500,000 Maximum Rented Equipment (Annual & Short-Term)
  • RENTAL HOUSE LOSS OF USE COVERAGE (optional)
    • If you rent equipment from others and damage the equipment, the Rentor (i.e. Rental House) may demand you pay for the income they could have collected on that damaged equipment. This coverage reimburses you for the Rentor's lost income
    • This Optional Coverage is only available if you purchase Rented Equipment Coverage
    • $25,000 Maximum Total Policy Limit

InsureMyEquipment.com policy period

  • Annual - 12 Month Policy

InsureMyEquipment.com carrier

  • Atlantic Specialty Insurance Company – A.M. Best Rated A (Excellent) XIII (Admitted)

InsureMyEquipment.com deductible

  • Your deductible amount is calculated based on the total limits of your owned equipment, rented equipment, rental reimbursement, and Loss of Use Coverages.
TOTAL POLICY LIMITS DEDUCTIBLE
$1,000 - $50,000 $500 per claim
$50,001 - $100,000 $750 per claim
$100,001 - $200,000 $1,000 per claim
$200,001 - $350,000 $1,500 per claim
$350,001 and above $2,500 per claim
Policy minimum premium
  • $455 (includes $75 administrative fee)

Click here to view our Rental House Partners